Let’s talk about the insurance question—because I get it, it matters.
At Lola Psychiatry & Wellness care is designed to stay thoughtful, personalized, and focused on YOU—not insurance limitations.
Lola continues to offer self-pay services while also now accepting select insurance plans through Headway to help improve accessibility for patients across Iowa.
FAQs
👉 “Many clients are surprised to find private pay is more accessible than they expected.”
Choosing private pay allows your care to be focused entirely on YOU—not insurance requirements.
🌿Why Many Clients Still Choose Self-Pay
Choosing self-pay allows your care to remain centered entirely around your individual needs.
✔ Greater privacy
Your care is not extensively shared with insurance companies
✔ Personalized treatment
Care decisions are based on your needs—not insurance restrictions
✔ Longer appointments
More time to feel heard, understood, and supported
✔ Flexible care options
Treatment approaches can remain collaborative and individualized
✔ Fewer administrative barriers
Less time spent navigating authorizations and insurance limitations
💳 Payment Options
Select insurance plans though Headway
Self-pay
HSA / FSA
Credit or debit card
For clients using insurance, eligibility and benefits can often be verified prior to your appointment.
For self-pay clients, a superbill may still be provided for possible out-of-network reimbursement depending on your plan.
Can I Still Use Out-of-Network Benefits?
If Lola is not currently in-network with your insurance plan, you may still choose to use out-of-network benefits.
After your visit, you can receive a superbill (detailed receipt) that may be submitted to your insurance company for possible reimbursement.
👉 Reimbursement varies by plan, and guidance is always available if you have questions about the process.